MY CAMERA FLOODED
Over the weekend I took a canyoneering trip through Upper Left Fork of the North Creek and then through the Subway in Zion National Park and I had a dry bag fail on me (I no longer recommend the Overboard Bag if you're going to immerse it). The result was that I flooded my camera and lens (yes, my new camera and the got-to-lens I mentioned yesterday). When I opened the bag and removed the battery from my camera and water poured out, I can honestly say that I felt a strange sense of relief knowing that my equipment was insured.
A couple of months ago I started thinking that I should insure my equipment. The question that kept coming to mind was, "Where do I go for photographer's insurance?" In the past, I have purchased business insurance, health insurance, life insurance, home insurance, through various insurance agencies. But who does photography insurance?
By chance, I was watching a video from Corey Rich and he mentioned the insurance company he uses for his equipment and so I contacted them. The company is Tom C. Pickard & Co., and they have been great to work with. The underwriting process and policy purchasing were easy. But now, I get to go through the claims process and find out how easy a claim is. I'll definitely be posting a follow-up in another blog post. So, here's hoping!
Moral of the story, you will have equipment fail, break, explode, fry, or flood...so get insurance!